No. Our team has successfully built working prototypes and are currently testing these through private screenings. Our BETA is soon to be announced.
We haven't announced a date for our first public BETA yet. Simply request access below and we will notify you and give you first access (at a discounted rate) when we are ready. We wont contact you until it's ready - our no spam promise.
Initially, Payback will be available for Australian, UK and USA residents only for domestic transactions. We will be available in more countries in the future, as well as international transactions.
A Payback account is free. We just take a tier-based commission.
We provide legally binding terms that the lender and the borrower must agree on before the loan is initialised. As a third-party, we cannot guarantee the loan. However, if the lender wishes to pursue, we have the facilities in place. Any incomplete loans reflect poorly on the borrowers profile, which will prevent others from lending to them and possible suspension of their account.